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Life Insurance – It’s Not Just About Death
Author: Elizabeth Newberry

We know the obvious reason for purchasing life insurance, and that is to leave some money behind to our loved ones to cover the costs of funeral and burial expenses, to take care of unpaid debts we leave behind, to act as a supplemental income until they can get back on their feet again, and to pay for future expenses such as medical costs and education. Many people choose not to think about, much less purchase, a life insurance policy because they don’t want to think about their eventual, and inevitable, death. However, many people fail to realize that life insurance policies can be used other than in the event of your death. They can be used while you’re alive.

Depending on the kind of life insurance policy you purchase, you may have the option of “cashing in” on your life insurance policy. This means, you can take out the money when you and your family members need it during your life, rather than after your death. For example, you may find yourself in financial hardship due to a job loss or some other unexpected emergency. Rather than suffer financially, you can cash in on your life insurance policy. The money you receive can act as a supplemental income until you find a new job, or can pay for whatever emergency has caused you to financial strain.

Don’t push the thoughts of purchasing a life insurance policy to the back of your mind just because you don’t want to think about your death. Life insurance policies can be used during your life, too. Remember, life insurance policies can be cashed in should you find yourself and your family financially burdened, so, by purchasing a life insurance policy now, not only will you be helping out your family members and loved ones in the event of your death, but you may just end up helping them out while you’re still alive.

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Death, Close and Personal
I got an email recently from someone whose mother died. She knew I'd suffered the loss of my mother and wanted some insight on how to deal with it. Unfortunately for her, I had no advice...shit...I'm still dealing with it. Every single day I think about my mother. I think about her living and breathing. Talking to me, laughing with me, yelling at me. But I never, ever think about her death. This email made me think of that so I began resenting that email. I began resenting that someone else had to deal with a mother who was dead. And I really resented that someone thought I was an expert on dealing with dead mothers. If you get to be an expert on anything...the last thing you want to be is an expert on dead mothers. When I clean my home, I remember doing the same with my mother. Saturday was cleaning day and I always equate lemon fresh Pledge with her. I think of my mother often. I miss her every single day. I find myself wondering...I wonder what my mother would think of this...
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Paterno's death met with grief in State College
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Dame Judi Dench has credited her film career with helping her deal with the grief she suffered following the death of husband Michael Williams.

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Remember, grief is normal and if you think you need some help and compassion, you don't have to be alone in your grief. But you do have to reach out for help. You might be surprised by the resources available.

Grief, tributes on PSU campus after JoePa's death
Joe Paterno's death from lung cancer Sunday only two months after his firing left many Penn State students, alumni and community members numb with grief and a sense that the legendary coach deserved better from the university after such a distinguished career.

ANN ARBOR: Kite Network grief support organization grows, graduates first clients (with video)
Sue Ferrell wasn't sure what to expect when she first sought help from the Ann Arbor-based nonprofit The Kite Network about a year ago to manage the grief she was experiencing from the death of her son's fiancé to a drunk driver. But one thing she knows for certain is that she is coping better today.

Death met with grief at college
Joe Paterno's death from lung cancer Sunday so soon after his firing left many Penn State students, alumni and community members numb with grief and a sense that the legendary coach deserved better from the university after such a distinguished career.

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